{
  "info": {
    "_postman_id": "6a2ed241-712c-4111-b446-188695f91fcc",
    "name": "Ledger & FedNow API",
    "description": "OpenAPI contract for APEX Ledger v1 endpoints.\nConsolidates payments, insurance claims, payer interactions, Health Vault\npatient financials, Medical Credit Score, and FedNow instant settlement\nunder a single billing gateway.\n",
    "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json"
  },
  "auth": {
    "type": "bearer",
    "bearer": [
      {
        "key": "token",
        "value": "{{access_token}}",
        "type": "string"
      }
    ]
  },
  "variable": [
    {
      "key": "base_url",
      "value": "https://ledger.parkerapex.com/ledger",
      "type": "string"
    },
    {
      "key": "access_token",
      "value": "REPLACE_WITH_TOKEN",
      "type": "string"
    }
  ],
  "item": [
    {
      "name": "Dashboard",
      "item": [
        {
          "name": "Ledger dashboard summary",
          "request": {
            "method": "GET",
            "header": [
              {
                "key": "Accept",
                "value": "application/json"
              }
            ],
            "url": {
              "raw": "{{base_url}}/",
              "host": [
                "{{base_url}}"
              ],
              "path": []
            },
            "description": "High-level billing and payments summary with monthly trends."
          }
        }
      ]
    },
    {
      "name": "Health Vault",
      "item": [
        {
          "name": "Health Vault patient financial overview",
          "request": {
            "method": "GET",
            "header": [
              {
                "key": "Accept",
                "value": "application/json"
              }
            ],
            "url": {
              "raw": "{{base_url}}/vault",
              "host": [
                "{{base_url}}"
              ],
              "path": [
                "vault"
              ]
            },
            "description": "Returns unified patient financial records including coverage summaries,\noutstanding claims, active payment plans, recent payments, and balances.\nStaff users see an aggregate view unless patient_id is specified.\nPatient users are automatically scoped to their own records.\n"
          }
        }
      ]
    },
    {
      "name": "Credit",
      "item": [
        {
          "name": "Medical Credit Score",
          "request": {
            "method": "GET",
            "header": [
              {
                "key": "Accept",
                "value": "application/json"
              }
            ],
            "url": {
              "raw": "{{base_url}}/credit-score",
              "host": [
                "{{base_url}}"
              ],
              "path": [
                "credit-score"
              ]
            },
            "description": "Returns an internal medical credit score for a patient based on payment\nhistory, failed payments, and overdue plan status. Does not affect\nexternal credit bureau reports.\n"
          }
        }
      ]
    },
    {
      "name": "Transactions",
      "item": [
        {
          "name": "Unified transaction ledger",
          "request": {
            "method": "GET",
            "header": [
              {
                "key": "Accept",
                "value": "application/json"
              }
            ],
            "url": {
              "raw": "{{base_url}}/transactions",
              "host": [
                "{{base_url}}"
              ],
              "path": [
                "transactions"
              ]
            },
            "description": "Paginated, filterable list of all payments, refunds, and disbursements\nacross the platform with aggregate statistics.\n"
          }
        }
      ]
    },
    {
      "name": "FedNow",
      "item": [
        {
          "name": "FedNow integration status",
          "request": {
            "method": "GET",
            "header": [
              {
                "key": "Accept",
                "value": "application/json"
              }
            ],
            "url": {
              "raw": "{{base_url}}/fednow/status",
              "host": [
                "{{base_url}}"
              ],
              "path": [
                "fednow",
                "status"
              ]
            },
            "description": "Returns current FedNow connectivity, enrollment progress, capabilities,\nand compliance configuration. This is a placeholder endpoint that will\nbe expanded as the FedNow integration matures.\n"
          }
        }
      ]
    }
  ]
}